As you might know, I’m headed to Germany for 10 days, and I’m really excited — the best part?
I’m taking you with us!
Yep, you’ll be able to follow us through the web with text, photos & possibly even videos as we explore Deutschland…
If you’re going to travel, especially internationally, now is the time!
There are unbelievable deals waiting to be had!
Here’s Melanie & I on our Honeymoon last year in Santorini (Greece)!
If you’re looking for the absolute best deal AND want to be notified if a better deal comes along, check these sites out:
Being able to enjoy the crisp, sunny upper 70 degree weather in December & January is one of the amazing blessings of living in Florida.
Having spent most of my life in Michigan, this time of year, I really appreciate:
Here are some helpful tips on keeping a high credit score:
1) Keep all credit card balances under 30% of your limit. For example, if your credit card limit is $10,000, never keep more than $3,000 on it. The debt a person carries on a credit card is called the “utilization rate” and credit bureaus respond more favorably to low utilization rates.
As you probably know, I’m all about using the power of the web to save money.
Reading through the latest issue of ShopSmart Magazine, I found this gem, FreeShipping.org!
It gives you a couple list of free shipping coupons & also lists companies offering free shipping as well.
Enjoy!
Only 2 months ago, here in Florida, we were paying almost $4.00 a gallon for gas. Today, when I filled up at CostCo…
…the price was $2.399.
After reading this in Fortune Magazine:
Thinking back, I’ve had this feeling for at least a year or so…
…and now, for whatever reason, my body & mind say take action.
If you’re really looking to save money, and explore the world — Home Swapping may be for you.
Here’s a few web sites that were recently recommended from Budget Travel (one of our favorite travel magazines):
Digsville.com Members can rate each other’s homes after a swap. $45/year
Intervacus.com Specializes in listings of homes overseas. $95/year
Homeexchange.com Guarantees members will find a swap partner, or they get a year for free. $100/year
Homelink-usa.com Updates its database daily to ensure only current members are listed. $110/year
One thing that’s certain with today’s economy, everyone is thinking about money…
Over the last 6 months, I’ve been on a mission to review and reduce all expenses, both personally, and for my business. I aim for 10%, but usually get 20% to 35%.
It’s been very rewarding!
On a side note, I’ve found it interesting that many people don’t seem to make the connection that:
all go hand-in-hand, putting more money in your wallet.
A few days ago I e-mailed my car & boat insurance representative to recalculate my insurance rates — aiming to reduce them 10% (my latest insurance premium arrived 10% higher than the previous term).
My request was simple.
After bringing my boat policy down about 6%, and essentially ignoring my auto-policy request — I pressed for a second time to do whatever it took to reduce my auto policy 10%, the response I received was:
“I have a new auto program the first of the year.
[We'll] get back with you then if it is ok.”
This answer was completely unacceptable.
With the power of the Web, I decided to take into my own hands…
I’m incredibly happy I did — check this out!
Within 10 minutes, I had created my own quote on Progressive’s web site, and here’s the results:
2 Cars (Semi-Annual Term, Same Coverage):
Total Savings: $1335.98 per year!
1 Boat (Annual Term):
Total Savings: $236.04 per year
So that’s that. I’m a Progressive customer, and enjoying the savings.
Want to get started?
Visit Progressive.com — you might be amazed, like I was, on how it knows the cars you have based on your mailing address. 
Have you been doing things to save money? Please share them by commenting below!
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