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	<title>Charly2.com &#124; Charly Caldwell II &#187; Save Money</title>
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	<description>Life's a lesson - you learn it when you're through</description>
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		<title>Save on your insurance, too!</title>
		<link>http://www.charly2.com/save-on-your-insurance/</link>
		<comments>http://www.charly2.com/save-on-your-insurance/#comments</comments>
		<pubDate>Sat, 11 Oct 2008 03:47:24 +0000</pubDate>
		<dc:creator>charly2</dc:creator>
				<category><![CDATA[Frugal Living]]></category>
		<category><![CDATA[Save Money]]></category>

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		<description><![CDATA[One thing that’s certain with today’s economy, everyone is thinking about money… Over the last 6 months, I’ve been on a mission to review and reduce all expenses, both personally, and for my business.  I aim for 10%, but usually get 20% to 35%. It’s been very rewarding! On a side note, I’ve found it [...]]]></description>
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<p>One thing that’s certain with today’s economy, everyone is thinking about money…</p>
<p><a href="../wp-content/uploads/2008/10/piggybank1.jpg"><img class="size-medium wp-image-11 alignnone" title="piggybank1" src="../wp-content/uploads/2008/10/piggybank1-270x300.jpg" alt="" width="270" height="300" /></a></p>
<p>Over the last 6 months, I’ve been on a mission to review and reduce all expenses, both personally, and for my business.  I aim for 10%, but usually get 20% to 35%.</p>
<p>It’s been very rewarding!</p>
<p>On a side note, I’ve found it interesting that many people don’t seem to make the connection that:</p>
<ul>
<li>Saving money,</li>
<li>Making more money, and</li>
<li>Spending less money</li>
</ul>
<p>all go hand-in-hand, putting more money in your wallet.</p>
<p>A few days ago I e-mailed my car &amp; boat insurance representative to recalculate my insurance rates — aiming to reduce them 10% (my latest insurance premium arrived 10% higher than the previous term).</p>
<p>My request was simple.</p>
<p>After bringing my boat policy down about 6%, and essentially ignoring my auto-policy request — I pressed for a second time to do whatever it took to reduce my auto policy 10%, the response I received was:</p>
<p>“I have a new auto program the first of the year.<br />
[We'll] get back with you then if it is ok.”</p>
<p><strong>This answer was completely unacceptable.</strong></p>
<p>With the power of the Web, I decided to take into my own hands…</p>
<p><strong>I’m incredibly happy I did — check this out!</strong></p>
<p>Within 10 minutes, I had created my own quote on Progressive’s web site, and here’s the results:</p>
<p>2 Cars (Semi-Annual Term, Same Coverage):</p>
<ul>
<li>Allstate Policy:  $ 1,256.82/semi-annual</li>
<li>Progressive Policy: $ 588.83/semi-anual</li>
</ul>
<p><strong>Total Savings: $1335.98 per year!</strong></p>
<p>1 Boat (Annual Term):</p>
<ul>
<li>Old Allstate Policy: $524.04/year</li>
<li>New Progressive Policy: $288/year</li>
</ul>
<p><strong>Total Savings: $236.04 per year</strong></p>
<p>So that’s that.  I’m a Progressive customer, and enjoying the savings.</p>
<p>Want to get started?</p>
<p>Visit <a title="Progressive Auto &amp; Boat Insurance" href="http://www.progressive.com/" target="_self">Progressive.com</a> — you might be amazed, like I was, on how it knows the cars you have based on your mailing address. <img class="wp-smiley" src="../wp-includes/images/smilies/icon_wink.gif" alt=";)" /></p>
<p>Have you been doing things to save money?  Please share them by commenting below!</p></div>
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